That’s categorically false.ĭon’t get me wrong.
Raise your hand if you think accountability partners are just for people who don’t have their lives together. Then it isn’t a problem-it’s part of the plan!) (Pro tip: Budget ahead of time for a band T-shirt. Nothing is hidden or mindlessly spent in the drive thru, checkout line, or merch table at that once-in-a-lifetime reunion tour. This gives every single dollar you make a job to do. That means if you make $4,000 a month, everything you give, save or spend equals $4,000. This “zero” I’m talking about is zero-based budgeting (income – expenses = zero). Leave a buffer in there of a few hundred bucks so you don’t accidentally overdraft. What’s this “zero” business? No, it doesn’t mean you walk around with zero dollars in your bank account. Make a new budget each month (before the month begins).Subtract your expenses from your income (and this should be zero).List your expenses (all the money going out).List your income (all the money coming in).And it’s not as complicated as you think! You just: Want to make sure you can afford tickets to see your favorite emo band’s reunion tour? Budget.įrom the big to small to in-between money goals, a budget is how you’ll make it all happen. Want to pay off your credit card debt? Budget. And guess what: No matter what you’re hoping to accomplish with that money, budgeting is the first step to get you there. So, I’m here with eight money tips for singles to get your confidence up and your financial stress down!Ī budget is just a plan for your money. But no matter what your pros and cons list looks like, getting ahead with your money is a big job. Cons? A single income with less accountability. Pros? No money fights (unless you fight the voice inside your head). Just like anything else in life, managing your money when you’re single has its pros and cons.
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